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Article for those who moved to live or already lives in America, but adheres to a modest way of life or just does not want to spend spare cash, postponing them, for example, for travel.

Let's begin

with housing! It the most important - to have tent!

Housing

Though it and minor moments, but nevertheless!

Well, also do not forget about constant sales in shops, any gifts, free shipping from the websites, discounts for purchases during holidays, on July 4, for example, and Black Friday with "Cyber Monday". And that to watch all this, I personally subscribe to newsletter from shops necessary to me and it is spam, but sometimes very useful! And still there are special services for shopaholics, for example, of Shop It To Me which will send you every day to e-mail a selection of things on discounts of brands necessary to you the uniform letter that is very convenient.

Here I would include bed linen, ware, cleaners, shampoos, irons and teapots. Generally, all for the house. Behind all these necessary things in life I would advise to go or to Walmart (here for it it is pleasant to me), or to Target. In my opinion, there usually the most favorable prices of similar goods.

Food

Too it is possible to save on food easily. The choice of grocery stores in America is simply huge. But, despite existence absolutely cheap supermarkets, type 99 cents, I would not recommend to go to them behind products. Besides, economy by economy, but the impaired a little health in the States will cost you very much and very expensively. Therefore choose averages at the price shops, but with high quality of products. I would advise Trader JoeТs. I do not know why, but after campaigns in it at us other check, with the price below, than in other similar shops turns out absolutely, at the same time purchases we do much and always some similar uniform set, we pay attention to structure of products, and already eating, and on their taste. Therefore price/quality are very happy with a ratio.

If you were going to take the new car, then follow it in the end of the year when models become outdated, so on them the prices fall. Do not forget that even in dealer it is possible and it is necessary to bargain. If you show that you leave and it is ready to buy the car in other place (in another dealer or in general other make of the car), then they very actively begin to reduce cost.

To spend the easiest way less for housing is to choose the areas remote from tourist and popular places in the city. As example, our Los Angeles. Than further you get on the city edge, that rent is cheaper there. That is to live at the ocean, in the fashionable area and with a heap of restaurants is several times more expensive around (as it is unsurprising), than to live somewhere in San Fernando's valley in the simple and quiet dormitory area. The additional difference in the price, besides popularity of the place is its weather, especially in the summer because at the ocean climate just wonderful - a light breeze, fresh air, warm +25, in the valley weather dry and hot, and can easily be +35. If it does not confuse you, you do not plan to spend much time on the street and at you in the car and houses are the conditioner, then in general, it is not such and the problem, but economy can be in the same one thousand dollars for one-room.

Gasoline

To save other option on furniture is sales. It is possible to find good sofas and tables as in usual furniture stores which just suited happy hour and in small private little shops which are closed or move, and from it sell all goods to a podeshevka.

And as option - to buy the second-hand car if it is in good condition, then will easily serve to you a lot more years, though will be not such fashionable as new.

In more detail about rent of apartments and houses it is possible to esteem here.

America is the country of shopping! There are shops for every taste and a purse, but it is possible to save both on branded things, and on real nonsense. For example, many good closeouts can be found in TjMaxx, Marshalls, Nordstrom Rack and Ross shops since there will take the remains of things from other shops, but it does not prevent them to be fashionable and with an abrupt logo on a label. The main thing to be ready to rummage on shelves and hangers in search of a suitable jacket, a handbag or pair of sneakers.

And even when receiving an insurance on the car it is possible to save also well if to prove to them that you had rights rather long time in the country (i.e. an experience of driving big, though you acquired the rights of the same California all a week ago) as calculation of an insurance goes on a car by experience of driving.

Of course, the most popular shop with furniture of IKEA is also in the USA. At us several first years all furniture was from it. Conveniently, cheap, it is practical and everything is on sale at once and in one place! If you are not confused by lack of originality in the housing - that the IKEA will solve all your problems.

And also, checking a mailbox, do not neglect examining of different spam from restaurants and cafe. Usually in a box fill brochures from institutions that are in your area, and discount coupons are most often attached to brochures.

Shopping

Also many immigrants who do not take a steam bath concerning any organic chemistry and, in other words, do not trust in it, like to go behind products to Walmart. I not from them, also go to Walmart I do not buy essentially, but from everyone the outlook on GMO, and all this matter of taste.

Economic purchases

Also if you pay off with the American Express card from Costco, then you receive a discount of 3% for all gas stations. That is it is still additional economy.

Furniture

And one more moment for economical accommodation is to lodge in buildings under a wing rentkontrolya. In such complexes there is a law that the landlord (the one who leases housing) cannot strongly increase rent cost to any percent (if I am not mistaken, then in California it is authorized to increase rent of housing every year to 10%), without rentkontrolya owners of housing can increase its cost on how many will want. It is, so to say, a certain guarantee that in a year of rent your apartment suddenly will not become much more expensive for some reason (it is admissible nearby will construct shopping center), or in general without the reasons (and just from greed of the landlord).

Well and it should be added TJMaxx and Marshalls shops to the same discount option, there it is a little furniture, but too it is possible to buy an abrupt chair or a pretty bedside table at a discount.

Additional option for families at which low salary, or works only one spouses it is the program of affordable housing. It is often possible to find announcements where a beautiful mansion goes at very favorable price, and below an addition that, let us assume, on family you have to have the general salary in $65 000 a year (and is not present, it is not a lot of, especially for Los Angeles). That is, if you approach on this restriction, then welcome. The only nuance that many similar apartments quite often cost rather much for people who have by default a small salary. I so understand, the state the cool firms building housing estates across Los Angeles therefore they kind of also allocate such house to adhere to the law and to correspond to an image of virtues force to do this availability of housing, but do the rent of the most expensive to rather poor people. And often even in these houses there live different major students who have no salary, but parents buy by it abrupt wheelbarrows and helped to rent similar apartment because hardly the family with ready income in $65 000 can have a car in the same annual cost, and even is dearer. Generally, it, of course, is often made obviously unfairly, but at a luck share to you very abrupt and favorable housing according to this program can turn up.

The main thing here one, do not confuse just cheap housing in the dormitory area and very cheap housing somewhere in a ghetto. Such economy obviously does not cost possible risk.

If you the fan of amusement parks and the other Disneylands, are not lazy to check ticket prices on the Internet, both on the official sites, and on some Groupon.com. There it is often possible to find a lot of things with good discounts than if just to go to the park and to buy the ticket at full price in cash desk.

And as the additional option of economy on products is to pay attention to actions and discounts in grocery stores. Usually most part of goods always dazzles with price tags of "2 for 3" or "10 for 10". It means that it is admissible two jars of haricot go at the price of 3 dollars (and one jar costs, for example, 2 dollars), in the second case, it is possible to gather 10 jars of yogurt for $10, it provided that the price of one yogurt is 1.5 dollars. These are examples from my head & #8212; just that you understood the system of discounts. On some goods there can be just a discount, happens that the second product is given at half price and so on, generally, are not lazy to examine properly price tags in supermarkets.

Of course if to prepare houses, then it will always turn out cheaper, than to go to different cafes and restaurants, but if there is a wish to eat somewhere outside the kitchen, then these are not such and great expenses too. First, it is always possible to find some rather decent fast food, at us, for example, in this plan the cafe of the Mexican food Chipotle is very popular, it is possible to look for rather acceptable burgers, for example, of In-n-Out, it is possible to have breakfast coffee and roll in Starbucks or to order pizza on the house. If you wish better and more expensively, we have a quite good network of decent American food Tender Greens, from Habit Burger Grill burgers and also advise simply to look for small not network cafes. Private Asian small restaurants usually are famous for the affordable price of dishes, a good portion by the size and acceptable quality of products (ramen, rice with chicken or with shrimps & #8212; they at us a cheap product), dishes, popular in the USA, such as chiken-teriyaki or Orange-chiken, and all in this spirit. Or for an example - Shop House.

If you have a big family, then it is especially favorable to be bought in Costco shop, there is on sale the increasing packings, but for this reason the price is lower, than for single goods. In more detail about this shop it is possible to read in this article.

And if you prefer to take things of high quality, considering that it is better to be spent once, but purchase will serve long, then go to Bed Bath & amp; Beyond. This shop of goods for the house trades in more expensive things and brands, than Walmart or Target, but also in it it is possible to save well. Business all that every month they do mailing by mail of the coupons at a discount of 20%, or spread them on the official site, or it is possible to receive the code of a discount by means of the SMS message (find information in the shop or on their website). As a result, this discount in 20% works for one most expensive goods in your basket, alas, not on all purchases by time, but you can bring several such coupons and the cashier will give discounts for some of your most expensive purchases. Generally, in Bed Bath & amp; Beyond is favorable to buy expensive things, for example, the vacuum cleaner. But also, their return of goods has no term. That is you can return the vacuum cleaner a year later, the main thing, keep the check (with it will return the overall cost of purchase if you lose the check, then will return a part (actual cost of already outdated model) that too is pleasant.

Cars

Other option to open the account of FSA. It is the account with some sum, we will allow $1500 which to you is provided by the medical company in an interest-free debt. If you plan any medical expenses, for example, periodic campaigns to the stomatologist, you can use this money for payment of these accounts. That is, having $ dollars 1500, you can spend them infections, for example, on a mega-abrupt tooth crown, or spend gradually, for example, to go and to slowly change old seals. Payment of debt on the account of FSA is automatically carried out from your salary. That is this sum is divided for 12 months of year and you pay $125 every month. The point is that money for payment for FSA is withdrawn from your account before tax (in the USA from each salary very big percent of taxes - a tax of the state and federal - in California on average of 20-30% for salary is removed, the maximum can reach 50%) and it is good economy besides that you receive beautiful teeth at once, and pay their cost the whole year little by little.

Well also do not forget that besides in Los Angeles in the valley gasoline in general is cheaper, than in the same Santa Monica.

All my ideas will lean first of all on life in Los Angeles and in California, I specify it as the first: California - one of the most expensive states of America; the second: the way of life and even shops here, often different from other states, thirdly, are only the list of what came to my mind. If you have councils - write them in comments!

Restaurants and cafe

Outlets will be suitable for ardent fans of shopping, they are in many cities of America, and especially where most of all tourists. Of course, in the outlet precisely it is necessary to loaf about, but what you will make for the sake of discounts?

If you receive small salary and furthermore on family, that is an occasion to pay the attention to insurance plans for people with the small budget, to the same obamacare. Read about it in more detail on the Internet if it turns out - there will be a good economy on medical services.

How to save in America?

Gasoline from Costco at us is about 50 cents cheaper for gallon. For example, at Mobil gas station in Santa Monica the price of premium gasoline is $4.99 for gallon, on Chevron - $4.73, and in Costco - $4.13.

Let's think where as well as what it is possible horoshenechko to save on!

We here in constant confusion: to pay much, to live closely, but at the same time it is pathos also in a cool, or on the contrary to pay less, to live in big space, but as everything, and often to sweat.

About an insurance in the USA it is possible to esteem here.

Medicine

And, of course, furniture can be bought from her former owners. Hunt for garage and yardseyl-sales and also look for good goods on Craigslist.com (there still happens that give old furniture free of charge if only just took away).

The cheapest gasoline in Costco! And at the same time one of the most qualitative in California, if not in all America. The only thing, for kostkovsky gas stations it is necessary to have kostkovskiya membership, but if you and so in it buy, then it is not a problem.

Entertainments and travel

As option, a lot of things besides it is possible to buy in Costco big packings: toothpaste, toilet paper, laundry detergent and some electronics (it there not on a constant basis, usually goods change all the time, but also there are any coffee makers and blenders).

The first that should be remembered is about plane tickets, both to Russia, and to other countries. The most economical months usually & #8212; it is October and February that is logical because not the summer, and is not New year when somewhere it is necessary to all. Trace ticket prices in Google, when choosing good date, and especially the 13th, it is possible to save well.

And also, the longer you remove the housing, the it is more favorable. First, besides matter in the rentkontrol, that is life around your house with might and main can change, and it for you will only rise in price slightly, new residents will pay already twice more or even in 3 (housing prices constantly grow recently in Los Angeles). Secondly, happens so that when you rent apartment for a year under the contract, the price of one month costs cheaper than if to remove housing for half a year, or absolutely by the month. The difference can be in couple of hundreds of dollars in a month. Therefore in such cases it is favorable to take the contract for the bigger term of rent.

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